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Your home and personal belongings are among the most expensive items you will purchase in your lifetime. Make sure you take the necessary steps to protect your investment.

As a property owner, you should prepare for the possibility of property loss from fire, lightning, weather, burglary, theft, or even lawsuits due to your negligence that cause property damage or injury to others. Whether your home is a house, condominium, manufactured home or duplex – even if you’re a renter -- it is essential you are properly protected and insured.

There are many factors to consider when you select an insurer and decide on coverage. This guide can help you determine what coverage meets your needs.

It includes general information on what homeowner olicies cover, the coverage limits, and tips on filing a claim.

Please take the time to read through this guide before you buy a policy.

If you still have questions after reviewing this information, please call our Insurance Consumer

Hotline at 1-800-562-6900.
Sincerely,
Muhammad Farooq
(Insurance Commissioner)