• Notify your agent or insurance company.
• Ask your agent or insurance company what documents, forms, and other data youneed to get your claim processed.
• Review your policy and ask your agent or insurance company for an explanation of what is covered.
• Protect your property from further damage. Save the receipts for temporary repairs, and submit them to the insurance company for reimbursement. You should not make permanent repairs until after your insurance company has inspected the damaged property.
• If you are unable to live in your home, tell your agent or insurance company where they can reach you.
• Itemize your losses and include copies of receipts for larger items, such as large appliances, furniture, expensive cameras, and computer equipment. If the loss is due to a criminal act, such as burglary or theft, notify your local law enforcement agency.
You must prove your loss – and receipts are the best way to do it. If you don’t have receipts, then photos of the damaged or missing items may help document the loss. Promotional brochures and other information may be helpful as well. If your insurance company
requires you to submit a “proof of loss” form, complete and submit it in a timely and accurate manner. This will help prevent claim processing delays. Keep complete copies for your reference
